The U.S. Labor Market, right now.
Live BLS macro readings, AI-exposure forecasts across 342 occupations, and the latest headlines on AI-driven job losses — refreshed automatically every two hours.
Awaiting first detection run…
After the next refresh, KAR will summarize what moved in the macro series, which roles flipped into the at-risk band, and whether the news velocity changed materially.
Live BLS macro signals
When U.S. workers move from using AI as a tool to truly collaborating with one — or supervising a team of — AI agents. Derived from 48.9M jobs across 342 occupations at horizon Now.
- Executive Secretaries & Admin Assistants461.1KCo-pilot · 1 : 1
- Bookkeeping & Accounting Clerks1.5MCo-pilot · 1 : 1
- Customer Service Representatives2.9MCo-pilot · 1 : 1
- Cashiers3.3MCo-pilot · 1 : 1
- Paralegals & Legal Assistants369.1KCo-pilot · 1 : 1
Model: stage = f(AI exposure, horizon). Co-pilot triggers at exposure ≥30; agent-team at ≥55 once ≥1y of integration; supervised swarm at ≥75 once ≥2y. Live data refreshes every 2 hours alongside BLS macro and AI-news signals.
When can an AI agent move money?
Live projection of when enterprises can delegate financial transactions to AI agents — derived from AI-exposure forecasts across 3 finance & accounting occupations and an integration-maturity gate.
Categorize spend, flag anomalies, draft journal entries — human posts.
Approve receipts, route reimbursements, settle SaaS invoices under policy.
Match POs, schedule payments, dunning, reconcile bank feeds end-to-end.
Negotiate renewals, run RFPs, commit budget within board-approved bands.
Cash sweeps, FX hedging, money-market placements with audit trail.
Portfolio rebalancing & funding rounds — still subject to board ratification.
Live agent-executable $-volume · Now
| # | Bank | Parent | Assets | Agent-executable | Trust ceiling |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | JPMorgan Chase & Co. | $3.75T | $1.50T | Read-only insights |
| 2 | Bank of America, N.A. | Bank of America Corp. | $2.64T | $1.06T | Read-only insights |
| 3 | Citibank, N.A. | Citigroup | $1.84T | $736B | Read-only insights |
| 4 | Wells Fargo Bank, N.A. | Wells Fargo & Co. | $1.82T | $728B | Read-only insights |
| 5 | U.S. Bank, N.A. | U.S. Bancorp | $676B | $270B | Read-only insights |
| 6 | Capital One, N.A. | Capital One Financial Corp. | $658B | $263B | Read-only insights |
| 7 | Goldman Sachs Bank USA | Goldman Sachs Group | $645B | $258B | Read-only insights |
| 8 | PNC Bank, N.A. | PNC Financial Services Group | $568B | $227B | Read-only insights |
| 9 | Truist Bank | Truist Financial Corp. | $540B | $216B | Read-only insights |
| 10 | Bank of New York Mellon | BNY Mellon Corp. | $381B | $152B | Read-only insights |
| 11 | State Street Bank and Trust Co. | State Street Corp. | $361B | $144B | Read-only insights |
| 12 | TD Bank, N.A. | TD Group US Holdings | $346B | $138B | Read-only insights |
| 13 | Morgan Stanley Private Bank, N.A. | Morgan Stanley | $255B | $102B | Read-only insights |
| 14 | Morgan Stanley Bank, N.A. | Morgan Stanley | $253B | $101B | Read-only insights |
| 15 | BMO Bank, N.A. | BMO Financial Corp. | $252B | $101B | Read-only insights |
| 16 | First-Citizens Bank & Trust Co. | First Citizens BancShares | $229B | $92B | Read-only insights |
| 17 | Citizens Bank, N.A. | Citizens Financial Group | $226B | $90B | Read-only insights |
| 18 | Huntington National Bank | Huntington Bancshares | $224B | $90B | Read-only insights |
| 19 | Fifth Third Bank, N.A. | Fifth Third Bancorp | $214B | $86B | Read-only insights |
| 20 | M&T Bank | M&T Bank Corp. | $213B | $85B | Read-only insights |
| Top 20 total | $16.09T | $6.44T | cap $0 | ||
When does AI literacy become required?
Live projection from the DOL/ETA AI Literacy Framework (Feb 2026) through universal-worker enforcement — driven by exposure forecasts across 35 U.S. occupations.
Five content areas, seven delivery principles. Voluntary guidance for workforce & education systems.
Workforce Innovation & Opportunity Act funds + governor's reserve money flow to AI skill development.
Federal hiring & contractor onboarding requires baseline AI literacy attestation for affected roles.
Leading states (CA, NY, TX, WA, IL) codify AI literacy into licensing, K-12 graduation, and CTE.
OSHA-style rule or amended FLSA guidance: covered employers must certify role-appropriate AI literacy.
Federal floor: every W-2 worker in covered occupations holds a verified AI literacy credential.
Decompose the projected employment change at 1y into AI-exposure pressure, baseline BLS trend, and other macro forces. Slide AI sensitivity to stress-test the assumption.
Model: aiJobs = −0.008 · sensitivity · (exposure/100) · employment · years. Baseline uses BLS OOH growth rate over the horizon; other forces are the residual vs the live forecast. Drag the slider to see how much of the story is AI-driven vs structural.
What if AI agents perform 20–50% of U.S. economic labor?
Live model: applies AI-exposure forecasts across 35 occupations to three agent-adoption scenarios where humans shift into supervision, review, and exception-handling roles. Showing 1y horizon.
Model assumption: displaced task-hours = employment × AI exposure × agent-adoption share. Human supervisor demand scales inversely with agent autonomy. Wage premium reflects shift to oversight, judgment, and exception-handling work.
Live headlines
0 shownOffice, legal and finance roles show 70–88 AI exposure — review queues and verification are the design center.
Trades, caregiving and food service score 80+ on physical-world barrier — augmentation outpaces substitution.
Run AI exposure rubrics across 342 occupations and route low-confidence cases to humans.